NIL RESOURCE
HUB
Everything a college athlete needs to understand, protect, and act on their NIL rights — rules, money sources, sport-specific context, and tools to move forward. Every sport. Every division.
WHAT IS NIL?
NIL stands for Name, Image, and Likeness. It is your legal right to earn money from who you are. Your face, your name, your story, your brand. While remaining eligible to compete in college athletics.
Since July 2021, the NCAA has allowed all college athletes across every division to pursue NIL opportunities. The 2025 House v. NCAA settlement took that further, allowing Division I schools to pay athletes directly for the first time in history.
KNOW THE RULES
The rules changed significantly in 2025 and are still evolving. What you need to know depends on your division and your situation. Start here.
NIL Go is the CSC's online clearinghouse, built with Deloitte, where all DI athletes submit third-party NIL deals of $600 or more for review before or shortly after signing. You get access when you register at your DI institution.
Access NIL Go and learn more at the College Sports Commission NIL page.
Every state has its own NIL laws, and you must follow the law where your school is located. Not where you grew up. State laws vary widely on disclosure timelines, prohibited deal categories, agent licensing, and school involvement. NCAA policy applies on top of, not instead of, your state's law.
Common themes across state laws include: mandatory disclosure of contracts to your school, prohibitions on deals involving alcohol, gambling, cannabis, adult entertainment, or tobacco, and requirements that deal terms not conflict with your institution's existing contracts.
For a full breakdown of NIL law in your state, visit the NIL Network State Laws Directory. As of early 2026, no single federal NIL statute has been enacted. Congress is still debating the SAFE Act and SCORE Act. So state-by-state differences remain active.
The Federal Trade Commission actively monitors NIL-related social media content. If you are being paid to promote a product or brand, you must clearly disclose that relationship in every post. This is federal law. Not just a guideline. And violations can result in penalties for both you and the brand.
Official sources: National Collegiate Athletic Association (NCAA). “Name, Image and Likeness.” NCAA.org · College Sports Commission. “NIL.” collegesportscommission.org · NIL Rules 2026 Guide (updated March 2026)
KNOW YOUR SCHOOL'S NUMBERS
The Equity in Athletics Disclosure Act (EADA) requires every college receiving federal financial aid to publicly report athletics budgets, participation numbers, scholarships, and coach salaries by sport and gender. It is public federal data. You have a right to see it.
Look up your school at ope.ed.gov/athletics ↗Source: U.S. Department of Education, Office of Postsecondary Education. "Equity in Athletics Disclosure Act (EADA)." ope.ed.gov/athletics. Federal public resource, no account required. Accessed April 2026.
YOUR MONEY
Every college athlete. Regardless of division, sport, or school size — has access to at least one of these three compensation sources. What's available to you depends on your division. Know what applies to your situation.
DI & DII: Athletic scholarships covering tuition, room and board, books, and related expenses — full or partial depending on sport and school. Under the House settlement, athletes on financial aid cannot have that aid reduced due to roster limit changes.
DIII: No athletic scholarships. But need-based financial aid and merit scholarships are available and often substantial at private DIII schools.
NAIA: Athletic aid available at DI and DII NAIA levels — governed by the institution, not a central body.
JUCO: Athletic scholarships available — varies by school and sport.
DI only. Direct payments from your institution under the House v. NCAA settlement. Schools that opt in can distribute up to $20.5 million annually across their athletic programs. Payments must be documented in signed agreements, uploaded to CAPS within five business days, and are tied to your eligibility status.
DII, DIII, NAIA, JUCO: This source does not apply. The House settlement is a DI framework only. These divisions have their own separate NIL rules and no equivalent direct school payment structure at this time.
Every division. Every sport. Every athlete. Endorsements, appearances, social media campaigns, camps and clinics, merchandise, licensing — arranged with brands, local businesses, collectives, or individual sponsors.
DI: Deals of $600+ must be reported through NIL Go within 5 business days.
DII & DIII: Follow your state's NIL law and your school's policy. No NIL Go requirement unless transferring to DI.
NAIA: Follow NAIA framework and your school's institutional policy.
You don't need to be at a Power 4 school to earn NIL. Athletes at every level are making it work.
NIL collectives are third-party organizations. Typically funded by alumni, fans, and donors. That pool money and arrange paid opportunities for athletes at specific schools. They operate independently from universities and have played a major role since 2021.
With the arrival of direct revenue sharing in 2025, the landscape for collectives has shifted significantly. Schools are now competing directly for that fundraising attention, and many donor contributions that previously flowed to collectives are being redirected to help schools meet their revenue sharing obligations.
Critically, Deloitte data shared with athletic directors shows that approximately 70% of the payment structures common in pre-2025 collectives. Essentially pay-for-attendance arrangements — would fail the CSC's valid business purpose review today. Collectives must now structure deals around real commercial deliverables: appearances, promotions, social media campaigns, autograph signings with a genuine promotional purpose.
Collectives are not going away. Athletes at participating programs can still draw from all three compensation sources simultaneously. However, the deals must be structured correctly and submitted through NIL Go for review.
To find your school's collective or explore options: Business of College Sports Collective Tracker · NIL-NCAA Collectives Overview
All NIL compensation. Whether from third-party deals, collectives, or school revenue sharing — is taxable income. This includes payments in cash and non-cash benefits such as free products, gift cards, housing subsidies, or car leases above fair market value.
Tax education: National Collegiate Athletic Association — NIL Assist. “Education Library.” nilassist.ncaa.org. Free resource for enrolled DI athletes. Accessed April 2026.
The intersection of NIL and Title IX is one of the most active and unresolved legal areas in college sports right now. Every athlete. Regardless of gender — should understand where things stand.
Resources: U.S. Department of Education. “Title IX.” TitleIX.gov · National Collegiate Athletic Association (NCAA). “Title IX Resources.” NCAA.org · Opendorse Marketplace. opendorse.com (Commercial platform — widely used in college athletics for NIL data and deal tracking. Not a government or nonprofit source. Not affiliated with ATHLINKT. Verify figures independently.). Accessed April 2026.
Coaches advise recruits: know the difference between an NIL evaluation and revenue share. And understand that coaches are talking to other recruits at your position. That money is not there for long. Here is exactly what that means.
NIL BY SPORT
Every college athlete. At every division — can pursue NIL. Click any sport below to see the NIL landscape, deal types, and resources. Applies to NCAA (DI, DII, DIII), NAIA, and JUCO athletes.
Not seeing your sport? That's because it's not yet verified NCAA Championship status. NIL rights still apply to all college athletes — learn more at ncaa.org.
BEFORE YOU SIGN
Every athlete has a brand. Not every athlete knows how to protect it. Run through this checklist before engaging any NIL deal. And watch for the red flags.
Full education library: NCAA NIL Assist Education · NIL Assist for Student-Athletes
SAMPLE NIL AGREEMENT
A plain-language educational template showing the core components of an NIL contract. Use this to understand what you should expect to see. And ask about. Before you sign anything real.
Important: This is an educational reference only. It is not a legal document and does not constitute legal advice. It does not account for your school's specific policies, your state's NIL laws, or current NCAA bylaws. Before signing any NIL contract, always consult your institution's compliance office and consider working with a licensed attorney.
This Name, Image, and Likeness Agreement ("Agreement") is entered into as of between ("Athlete"), a student-athlete at , and ("Company"), a organized under the laws of .
Athlete grants Company a non-exclusive, limited license to use Athlete's name, image, photograph, likeness, voice, and social media handles solely for the purposes described in Section 3 (Deliverables) during the Term of this Agreement. No other use is permitted without Athlete's prior written consent. This license does not grant Company any rights to use Athlete's institution's name, logo, marks, facilities, or uniform without separate written approval from the institution.
In exchange for the compensation described in Section 4, Athlete agrees to complete the following deliverables during the Term:
All social media content must include a clear disclosure of the sponsored relationship using the language: #ad or #sponsored, in compliance with FTC guidelines. Athlete retains creative control over content subject to Company's reasonable approval rights.
Company agrees to pay Athlete a total of for full and timely completion of all deliverables. Payment will be made via within days of . Athlete acknowledges that this compensation constitutes taxable income and is solely responsible for any applicable taxes.
This Agreement commences on and terminates on , unless terminated earlier in accordance with Section 8.
Athlete represents that they have disclosed or will disclose this Agreement to their institution's compliance office and, if required by applicable NCAA bylaws, will report this Agreement through the NIL Go platform within the required timeframe. This Agreement shall not constitute or be used as a recruiting inducement. Compensation under this Agreement is tied solely to Athlete's NIL activities as specified herein and is in no way conditioned upon Athlete's enrollment at, continued attendance at, or athletic performance for any institution.
Athlete agrees to comply with all applicable Federal Trade Commission guidelines regarding endorsement disclosures. All content created under this Agreement that constitutes a sponsored endorsement must include a clear and conspicuous disclosure (e.g., #ad, #sponsored, or #partner) placed prominently within the content, not buried in hashtags or visible only upon expansion.
Either party may terminate this Agreement with days written notice. Company may terminate immediately if Athlete engages in conduct that materially damages Company's reputation. Athlete may terminate immediately if Company uses Athlete's NIL in a manner inconsistent with this Agreement or outside the scope of the granted license. In the event of termination, Company shall pay Athlete for deliverables completed prior to the termination date.
This Agreement shall be governed by the laws of the State of . Any disputes shall first be subject to good-faith negotiation. If unresolved, disputes may be submitted to binding arbitration in accordance with applicable rules.
By signing below, both parties confirm they have read, understood, and agreed to all terms of this Agreement.
Athlete
Company Representative
FIND SUPPORT
Every link below has been verified as of March 2026. Start with your school's compliance office. Every other resource is a supplement to that conversation, not a replacement for it.
Commercial platforms noted above (Opendorse, On3 NIL Deal Tracker, NIL Newsstand) are widely used in college athletics for NIL data and deal tracking. They are not government or nonprofit sources and are not affiliated with ATHLINKT. Verify figures independently before relying on them. Accessed April 2026.
YOUR FIRST CALL IS TO YOUR COMPLIANCE OFFICE.Every resource on this page is an educational supplement. The person who knows your school's specific policies, your conference rules, and your state's law is your compliance officer. They are there to help you. Not penalize you for asking. Use them before you sign anything, before you verbally commit to anything, and before you activate any deal.
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